With FactoryBanking Installment Credit, lending institutions can approve all-purpose loans through participating retailers directly at the point of sale. From application data capturing to the creation of different financing options, process completion and contract printing, the vendor is guided quickly and securely through the business process.

In addition to a convenient retailer and branch structure with the option of utilizing different provisioning models, the application offers lending institutions the opportunity to define an unlimited number of product-specific scorecards. Evaluated scoring parameters can include credit bureau data requested online. Depending on scoring results, the lending institution can be integrated into the workflow through downstream loan decisions.